This cashless payment method is a financial transaction without having to use cash or physical cash. The use of this payment method is more supportive for electronic transactions with the method as part of the non-cash national movement that has been launched by Bank Indonesia.
Apart from that, for this cashless payment system, of course, it can also reduce security costs, cash withdrawals from banks or the like. With a cashless payment system that has been implemented in Indonesia and implemented in various outlets and other industrial sectors.
Advantages of Using the Cashless Payment Method
By implementing a cashless payment system, of course, it provides convenience and benefits that can be obtained by using electronic money applications. The benefits obtained by using the cashlisk method as a payment system are as follows:
1. Don’t Have to Carry a Wallet
Indeed, not a few people often forget to bring their wallet when traveling and if you are one of those people, of course you don’t need to worry anymore.
By using a cashless society, of course, you don’t need to be confused anymore if one day you forget to bring your wallet. For those of you who want to shop or just look for food outside, of course you can still rely on methods for cashless payments.
In this case, it is enough to use the application available on the HP device and you can carry out transaction activities easily and quickly. Apart from that, there is also no need to bother saving large amounts of cash in your wallet.
2. Get Attractive Promo Offers
Another advantage that can be obtained by using the cashless payment method is of course there are various promos which can later be obtained in a very easy way when carrying out online transaction activities. Some of them are cashback, food discount promos, buy one get one promos, and completely free.
For housewives, of course, it is also easier to save shopping money if you apply electronic money. Of course, this can also make spending easier to control with various very tempting price discounts.
3. More hygienic and awake
Payment without using cash is indeed very safe from the risk of spreading disease. Especially when entering the Covid 19 pandemic, many people have to be more vigilant about health problems.
An option that can be used by implementing a cashless payment method and without going through physical contact to help various parties when they are already in a pandemic. This is of course very beneficial because there is no need to hold money from outside.
4. Practical and Easy Way
You don’t need to worry anymore, for the benefits of using cashless transactions, one of which is practicality because everyone can make payments when they want to do various activities, even if it’s watching movies or just at home.
Application for cashless payment method transactions can be done by utilizing assistance from mobile banking or Internet banking.
It is this practicality that will later become one of the advantages for online payment systems that are popular. In fact, the process is also fairly instant, in order to save time in making payments and cashless payments, usually you don’t need to use an antenna anymore.
5. Transactions are Easy to Control
The application of digital payments means that all activities in the form of transactions can be viewed again to review expenditures that have been made, as is the case with the cashless payment method. Today is certainly different from using paper money which does not always have proof of transactions and this cashless method is very superior in this regard.
Transactions carried out digitally can make it easier for users to check expenses from each transaction they have previously made.
Therefore, there is no need to record them one by one and only need to look at the history of transactions that have been stored via the mobile device owned by each user in making and calculating monthly expenses.
6. Minimizing the Risk of Theft
Another problem that is usually caused by storing cash for physical form is usually the risk of theft. mem
In essence, using banknotes is indeed easier to be stolen by some parties and it is almost impossible to trace them when they are lost. If you have implemented the cashless payment method, of course you can minimize the risks that need to be avoided so that theft does not occur.
7. Save more expenses
With the development of technology, it turns out that there are also various types of money management applications that can be applied easily as a tool that helps to analyze the spending patterns of each user.
This has also provided better and broader insights over the past few years because expenses can be controlled properly which can result in higher investment.
The risk of errors in calculating in every cash transaction is greater than with digital payments. By implementing this cashless method, of course, there will be less risk of budget leakage and learning that is not taken into account at all.
8. Higher Security
If you previously felt worried when carrying large amounts of cash when traveling, of course, now you don’t need to be confused anymore. Nowadays, people have been facilitated in the most practical way because they only need to bring a cell phone or e-money when going out of the house for certain purposes.
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Apart from that, usually the security system for using electronic money is much more sophisticated because it has two step verification which certainly cannot be obtained by other people. This is in an effort to provide higher transaction security compared to having to carry cash when traveling which triggers loss or theft.